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Lacks Home Group
Home
Buy | Sell
  • Buy
  • Sell
Communities
  • Affton-Lemay
  • Brentwood
  • Chesterfield
  • Clayton
  • Crestwood
  • Creve Coeur
  • Dardenne Prairie
  • Des Peres
  • Fenton
  • Florissant
  • Frontenac
  • Hazelwood
  • Kirkwood
  • Ladue
  • Lake St. Louis
  • Maryland Heights
  • O'Fallon
  • Olivette
  • Overland
  • St. Charles
  • St. Louis City
  • St. Peters
  • University City
  • Webster Groves
  • Wentzville
  • Wildwood
Contact Us
Menu
  • INFORMATIONAL GUIDES
  • MOVING CHECKLIST
  • SELLER'S GUIDE
  • BUYER'S GUIDE
  • 7 Core Services | Buyers
About Me
Frequently Asked Question
What Our Fans Say
Tell Us How We Did
Newsletter
MY BLOG
More
  • Home
  • Buy | Sell
    • Buy
    • Sell
  • Communities
    • Affton-Lemay
    • Brentwood
    • Chesterfield
    • Clayton
    • Crestwood
    • Creve Coeur
    • Dardenne Prairie
    • Des Peres
    • Fenton
    • Florissant
    • Frontenac
    • Hazelwood
    • Kirkwood
    • Ladue
    • Lake St. Louis
    • Maryland Heights
    • O'Fallon
    • Olivette
    • Overland
    • St. Charles
    • St. Louis City
    • St. Peters
    • University City
    • Webster Groves
    • Wentzville
    • Wildwood
  • Contact Us
  • Menu
    • INFORMATIONAL GUIDES
    • MOVING CHECKLIST
    • SELLER'S GUIDE
    • BUYER'S GUIDE
    • 7 Core Services | Buyers
  • About Me
  • Frequently Asked Question
  • What Our Fans Say
  • Tell Us How We Did
  • Newsletter
  • MY BLOG
  • Home
  • Buy | Sell
    • Buy
    • Sell
  • Communities
    • Affton-Lemay
    • Brentwood
    • Chesterfield
    • Clayton
    • Crestwood
    • Creve Coeur
    • Dardenne Prairie
    • Des Peres
    • Fenton
    • Florissant
    • Frontenac
    • Hazelwood
    • Kirkwood
    • Ladue
    • Lake St. Louis
    • Maryland Heights
    • O'Fallon
    • Olivette
    • Overland
    • St. Charles
    • St. Louis City
    • St. Peters
    • University City
    • Webster Groves
    • Wentzville
    • Wildwood
  • Contact Us
  • Menu
    • INFORMATIONAL GUIDES
    • MOVING CHECKLIST
    • SELLER'S GUIDE
    • BUYER'S GUIDE
    • 7 Core Services | Buyers
  • About Me
  • Frequently Asked Question
  • What Our Fans Say
  • Tell Us How We Did
  • Newsletter
  • MY BLOG

Frequently Asked Questions

Please reach us at cindy@cindylacks.com if you cannot find an answer to your question.

We can create a plan to make it as simple as possible without reducing the value. My

goal is to help you NET the most money you can, not necessarily GET the most. If you

spend a fortune remodeling your kitchen you may get more, but you won’t recoup what you spend to do it.


  • Moving companies also provide packing services.
  • Stagers will also give advice and can recommend helpers.


In most cases we will need to make all the repairs before we go on the market. We want our first impression to be great.


  • Professional stagers study the current buyers and know exactly what makes them spend money. It’s not a requirement, but it is almost always beneficial.
  • Some stagers don’t bring their own furniture, but they redesign your home using your current fixtures and simply adding a few special touches.


  • Down payments can vary as far as the entire purchase price. A Conventional Loan normally requires a 20% down payment to avoid Mortgage Premium Insurance. That’s not your only option.
  • Some conventional loans only require a 5% or 3% down payment.
  • Some FHA loans only require 3.5% down payment.
  • Some VA loans require 0 down.
  • Some lenders, employers or government entities provide down payment assistance as well.


  • Appraisal
  • Inspection
  • Survey
  • Bank fees
  • Title insurance
  • Other title fees
  • Homeowners insurance
  • Sometimes a real estate agent fee


  • Real estate commission
  • Taxes
  • Repairs
  • Title fees
  • Staging


No. My payment is taken out at closing. If you don’t close, I don’t get paid.


For a “normal” real estate transaction, once we make an offer you will be in your new

home in about 45 days.


Drop us a line!

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Home Group Realty

(314) 495-3713

Home Group Realty

Cindy@cindylacks.com

(314) 495-3713

Copyright © 2023 Lacks Home Group - All Rights Reserved.

Serving St. Louis and Surrounding Areas

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